An energy-efficient home is becoming increasingly important. Not only is it good for the climate, but it is also good for your wallet. You can save significantly on your energy bill and pay less tax! A win-win situation. But how do you pay for such an investment? Fortunately, there are many options available in terms of mortgages. And we are happy to help you with that. 😉
Sustainability mortgage
There are increasingly more options available for financing your sustainability measures. For example, various banks offer a special Sustainability Mortgage. The Sustainability Mortgage is an affordable mortgage that you can take out on top of your current mortgage.
The big advantage of this mortgage is that you don't have to specify exactly what you want to make more sustainable. They only look at the amount you want to spend on sustainability. That amount is then deposited into a building fund, which you must use within two years. With most lenders, you repay the Sustainability Mortgage within 15 years. It is also important to note that you pay interest on this loan.
In addition, it is always worthwhile to check whether you are eligible for a subsidy. Examples include:
- Renewable energy investment subsidy (ISDE)
- Investment subsidy for sustainable energy for owners' associations
- VAT refund for solar panels
In any case, we are happy to help you figure out the smartest way to finance your sustainable renovation!
Making homes more sustainable
Making your home more sustainable has several advantages. Below, we have listed the three most important reasons for making your home more sustainable:
1: You receive a sustainability discount
Are you planning to make your current home more sustainable, or are you planning to purchase an energy-efficient home? If so, you will receive a special sustainability discount of up to 0.151% on your mortgage interest rate.
2: You save on your monthly expenses
Did you know that you can save a lot of money by making your home more sustainable? Sometimes the difference can be more than £100! We are happy to look into this with you and help you arrange the financing.
3: Your house increases in value
By making your home more sustainable, you are investing in it. This significantly increases the likelihood that the value of your home will rise. This is a major advantage if you want to sell your home.
Energy-saving measures
By making your home more sustainable, you can save significantly on your monthly expenses. But what investments can you actually make?
Below is an overview of measures that may be included in the Energy Saving Budget. These apply to the Incentive Loan for small owners' associations with NHG:
- Heat pumps;
- Solar panels;
- High-efficiency glazing (at least HR++);
- Energy-efficient doors and window frames, combined with high-efficiency glazing (at least HR++);
- Shower heat recovery system;
- Facade insulation, roof insulation, pipe insulation or floor insulation;
- Energy-efficient ventilation system in combination with other energy-saving measures;
- A combination of the measures mentioned above.
Increase mortgage
Would you also like to make your home more sustainable? We would be happy to assist you and help you with the financing. We would be delighted to welcome you into our own living room or visit you at home in your own familiar surroundings. The first consultation is always free of charge! So, what are you waiting for? Schedule that appointment now!